General counsel | PIB Group Poland

Joanna Urbańska-Łopatka
General counsel | PIB Group Poland
Team size: 7
What are the key projects that you have been involved in over the past twelve months?
The last twelve months of my professional life have brought me many interesting and diverse projects and challenges. I found the greatest satisfaction in participating in M&A transactions carried out in Poland throughout my entire period of employment with the PiB group, but especially over the last year. I participated in the acquisition of ten entities from the insurance intermediary industry within the Polish structures of PIB. Each of these transactions was an interesting professional challenge and opened up new opportunities, as well as allowing me to work with an amazing group of highly professional and knowledgeable advisors. However, it should be emphasised that for an in-house lawyer, the real work begins after the transaction. Over the past year, together with my wonderful legal and compliance team, we have integrated all the new companies that have joined the PIB structure in Poland, creating common standards, introducing regulations, conducting workshops and training sessions, and providing support in all business initiatives, technological challenges and regulatory changes. Currently, we are focusing our efforts on merger processes within the capital group, which, given the multitude of entities and organisational cultures, is a very ambitious but also interesting project for us.
What are the key trends that in-house counsel should be monitoring in 2026?
For me personally, 2026 will be a year of work focused on areas related to cybersecurity. In view of the upcoming EU and national regulations in this area, it will be important not only to implement them properly, but also to prepare organisations and create a technological and legal framework ensuring effective response processes, appropriate technical measures and control, complemented by intensive training. This is all the more important given that these activities are carried out in an environment of constant cyber attempts and attacks seeking to infect organisations. Given that my specialisation covers regulated entities operating in the insurance intermediary industry, the list of priorities for 2026 will include monitoring all recommendations of the Financial Supervision Authority, including those relating to insurance distribution, which are currently in the design and consultation phase, as well as changes to anti-money laundering regulations (AML).
What do you think are the most important attributes for a modern in-house counsel to possess?
A modern in-house lawyer must constantly monitor all changes affecting the industry in which the capital group operates in order to ensure a secure legal and regulatory environment for the business. A committed in-house lawyer strives to develop and implement solutions and standards that continuously strengthen the legal position of their group, thinks long-term and project-oriented, and is able to work in a team, bringing together different stakeholders and areas so that the solution developed is sustainable, practical and accepted by the business. They must demonstrate a very good understanding of the organisation and its processes, and perfectly understand the business needs and objectives behind each initiative and legal assignment.