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Ballard Spahr LLP

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Alan Kaplinsky

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Ballard Spahr LLP

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Consumer Financial Services Group


Partner and Co-Practice Leader of Ballard Spahr’s Consumer Financial Services Group


Alan Kaplinsky is Co-Practice Leader of Ballard Spahr’s Consumer Financial Services Group. He focuses on bank regulatory and transactional matters, particularly consumer financial services, and the defense of consumer financial services lawsuits and government investigations.


Recipient, Lifetime Achievement Award, American College of Consumer Financial Services Lawyers, 2016

Recipient, National Law Review’s Go-To Thought Leadership Award in Consumer Finance, 2018


Member, Financial Services Advisors, Consumer Financial Services Law Report

The Business Lawyer (publication of the ABA, Business Law Section)

Annual Survey of Consumer Financial Services Law (Arbitration Developments)


ABA Consumer Financial Services Committee, Past Chair

American College of Consumer Financial Services Lawyers, first President

PLI Consumer Financial Services Annual Institute, Co-Chair for 24 years

Advisor to American Law Institute Restatement of the Law Third, Consumer Contracts


Boston College Law School (J.D. 1970);
University of Pennsylvania, Wharton School of Business (B.S. 1967)

United States: Finance

Financial services regulation

Within: Financial services regulation

With practitioners situated throughout the country, including in the Midwest following its merger with Minnesota-based Lindquist & Venuum, Ballard Spahr LLP has the critical mass and depth of expertise to provide a 'very knowledgeable and responsive service' to clients across the gamut of issues affecting their consumer finance businesses. The team is 'regularly and meaningfully engaged in rule-making and legislative proposals and has contacts within the agencies to be able to clarify matters when needed'. Recently the recipient of a lifetime achievement award from the American College of Consumer Financial Services Lawyers (and one of 11 lawyers within the team accepted as a member of the ACCFSL), Philadelphia-based team head Alan Kaplinsky has tremendous credibility in the industry and is regularly engaged by industry bodies, including the American Bankers Association (ABA) and the Consumer Bankers Association (CBA), to provide comment letters on behalf of their members to the CFPB. A leading authority on the use of arbitration provisions in consumer financial services contracts, Kaplinsky had a pivotal role in repealing the final Arbitration Rule, which prohibited the use of class action waivers in arbitration agreements thereby conferring considerable financial benefits on the industry by avoiding a potential floodgate of class action claims. The firm has also forged a strong reputation in the fintech space, particularly with regard to marketplace lending. Based out of the firm's Philadelphia office, John Culhane provides 'solutions-oriented advice', particularly as it relates to student lending law. Other recommended practitioners include Washington DC-based mortgage banking specialists Richard Andreano and John Socknat; Philadelphia-based Mark Furlettti, who heads the firm's Telephone Consumer Protection Act team; and Washington DC-based payments expert Christopher Ford, who joined in August 2018 from Morrison & Foerster LLP. Scott Pearson left to join Manatt, Phelps & Phillips, LLP.

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