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Shearn Delamore & Co, Christina S C Kow, Kuala Lumpur, MALAYSIA

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Christina S C Kow

Work +603 20272786
Shearn Delamore & Co

Work Department

Financial Services (Head)
Personal Data Protection & Privacy Laws
Technology & Communications


Partner since 2001


Christina provides strategic legal advice on foreign exchange administration, the regulation of financial institutions, the regulation of securities (including collective investment schemes, securities borrowing and lending, licensing of regulated activities) and the regulation of derivatives.

She has extensive documentation experience in banking and financing transactions that include financing from conventional banks for project financing and working capital purposes, treasury products, debt capital market offerings, Islamic financing (both domestic and cross border), structured finance products and investment products.

In the developing fintech and regtech space, Christina gives advice on structures involving financial services or capital markets including cryptocurrencies, electronic payments and electronic platforms.


English, Malay


  • Malaysian Bar
  • International Bar Association (IBA)
  • Firm Representative to the International Swaps and Derivatives Association Inc. (ISDA)


  • LL.B, University of Melbourne, Victoria, Australia
  • Bachelor of Commerce, University of Melbourne, Victoria, Australia
  • Advocate & Solicitor, High Court of Malaya



  • Co-author of The International Comparative Legal Guide to: Fintech 2018 - Global Legal Group, 2018


Banking and finance

Within: Leading individuals

Christina Kow - Shearn Delamore & Co

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Legal Developments in Malaysia

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  • Call for AML Regulation for Cryptocurrencies

    Ever since the creation of Bitcoin, cryptocurrencies have been applauded and welcomed for constituting an innovative method of payment without any recourse to financial institutions and their entailing bureaucracy.  While honest individuals rejoiced at cryptocurrencies’ legitimate benefits; ranging from an increased degree of privacy and confidentiality to less transactional costs, cybercriminals saluted the decentralised networks and perceived anonymity behind cryptocurrencies for presenting them with the perfect crypto cleansing opportunity to launder money in an unprecedented and largely unregulated sector in the financial industry.
  • Office for Competition Issues its First Commitments Decision

    The Office for Competition has adopted what appears to be its first commitments decision, in a case where it raised concerns about exclusivity agreements lasting for five years or more.
  • The Financial Services Act 2012

    (Part 1 of 4) By Gopal Sundaram
  • The Islamic Financial Services Bill 2012

    (Part 1 of 4) By Gopal Sundaram Jan 2013
  • Amendments to the Employment Act 1955

    The Employment (Amendment) Act 2012 received royal assent and became law on 30th January 2012. It has now come into operation since 1st April 2012.
  • Malaysian Corporations Making Headway in the Global M&A Scene

    Malaysian companies continue to make waves internationally by acquiring large companies abroad. Leveraging on the European debt crisis and the weak dollar, these companies have boldly made their mark on a global scale with impressive deals. Cross-border acquisitions are increasing trend in the Asian economic hot spots, with companies in China and India spearheading it. The consistently strong uptrend in foreign acquisitions and the increasing success of the same by China and India for the past few years has spurred growing interests of Southeast Asian companies to extend their reach to other continents.
  • Adjudication in Malaysia – the Construction Industry Payment and Adjudication Act 2012

    The Construction Industry Payment and Adjudication Act of Malaysia received royal assent and became law on 18th June 2012.

    PRESUMPTION OF GUILT – REMEDY OR JEOPARDY? Netizens in Malaysia now share a common fear and feeling of uneasiness following the swift passing of the Evidence (Amendment) (No.2) Bill 2012 in May 2012, which amends the Evidence Act 1950.
  • FGVH's IPO - Second Largest in the World after Facebook

    Malaysia’s Felda Global Ventures Holdings Berhad (“FGVH”) is a global agricultural and agri-commodities company, with operations in ten countries across the globe. According to Frost & Sullivan Malaysia Sdn Bhd, FGVH is the third largest oil palm plantation operator in the world based on planted hectarage in 2011. FGVH currently operates 343,521 hectares of oil palm plantation estates in Malaysia that produced 5.2 million metric tonne of fresh oil palm fruit bunches in 2011.
  • Competition...Friend or Foe?

    The announcement of the Malaysia Airlines (MAS)-AirAsia collaboration on 9 August 2011 was questioned by many quarters.