The aim of this guide is to provide its readers with a pragmatic overview of the law and practice of fintech law across a variety of jurisdictions.

Each chapter of this guide provides information about the current issues affecting fintech in a particular country and addresses topics such as open bankingregulation of datacryptocurrenciesblockchainAI and insurtech.

The Q&A template for each chapter has been provided by Chris Hill of Kemp Little.

2nd Edition | Published: October 2019

Hot Topic: The fintech GC in 2030

10 years ago the fintech landscape was barely embryonic. The iPhone had only just been invented. The first ever bitcoin had just been traded. Regulations had just started to refer to such things as “electronic transmission of documents” pre-empting the rise of online and mobile financial services. Crowdfunding and robo-advice were in their very first …

Hot Topic: Fintech – Trends and Developments in France

Overview of the current legal market in France and recent developments French authorities and regulators have exhibited constant interest for FinTechs, which are driving technological innovation and providing additional financing sources . François Villeroy de Galhau, Governor of the French central bank and Chairman of the French banking regulator, said in 2017 that “the digital …

Hot Topic: A Blockchain Reaction

Malta’s proactive approach towards asserting itself as a leader in the regulation of virtual financial assets. Anyone taking even the slightest interest in FinTech over the past few years would be very much aware of the increased adoption of cryptocurrencies, ICOs and utility tokens as alternative methods of raising finance or creating a challenge to …

Hot Topic: Introductory Chapter – Kemp Little LLP

2018 has seen a series of marked advancements towards the growth, maturity and consolidation of the fintech market, in its many facets – but it is in our view still only in the early stages of its overall growth curve. Incumbent financial institutions are starting to see fintech as less of a threat and more …

Belgium

Simont Braun

Bermuda

BeesMont Law Limited

Brazil

Pinheiro Neto Advogados

Chile

Apparcel Uriarte Vassallo

China

DaHui Lawyers

Colombia

Acumen Legal

Denmark

Gorrissen Federspiel

Germany

GSK Stockmann

Iceland

BBA Fjeldco

India

Shardul Amarchand Mangaldas & Co

Israel

Yigal Arnon & Co

Japan

Anderson Mori & Tomotsune

Jersey

Carey Olsen

Liechtenstein

Walch & Schurti Attorneys-at-law Ltd

Luxembourg

NautaDutilh

Malaysia

Mohamed Ridza & Co

Malta

GANADO Advocates

Mexico

Deloitte Impuestos y Servicios Legales

Singapore

Drew & Napier

Switzerland

Niederer Kraft Frey AG

Taiwan

Lee and Li, Attorneys-at-Law

UAE

BSA Ahmad Bin Hezeem & Associates LLP

United Kingdom

Kemp Little LLP

United States

Perkins Coie LLP