Rachel Hillier > Capital Law Limited > Cardiff, Wales > Lawyer Profile

Capital Law Limited
CF10 4AZ

Work Department

Corporate and Commercial


Rachel is a Partner in our Corporate and Commercial team. Rachel is a specialist Financial Services and insurance lawyer.

Rachel advises on a broad range of regulatory and insurance issues in the financial services, insurance, and technology sectors.

Her clients are Fintechs and Insurtechs, DLT and crypto-asset businesses, wealth management firms, IFAs, banks, mortgage providers, loan and consumer credit providers, financial services comparators, placement agents, insurers, insurance brokers and SIPP operators.

Her regulatory work includes financial services regulatory advice, FCA authorisation and change of control, regulatory advice relating to the launch of new products and services, changes to FCA rules, compliance with PRA and FCA rules and EU regulations, contingency planning for Brexit, drafting and negotiating customer terms of business, KYC and IPID documents, appointed representative agreements, distribution and outsourcing agreements. She has advised on the sale and purchase of various financial services businesses.

Rachel is one of a limited number of UK lawyers with experience of advising on the commercial and regulatory aspects of cryptoassets, blockchain and token sales.

She is a member of the Fintech Wales advisory board and the Crypto Assets Professional Advisory Group (CAPAG).


  • Partner, Capital Law Limited (May 2020)
  • Senior Associate, Capital Law Limited (2019 – 2020)
  • Associate, Capital Law Limited (2017 – 2019)
  • Solicitor, Capital Law LLP (2015 – 2017)
  • Consultant Solicitor, David Prosser & Co. (2008 – 2015)
  • Managing Partner, Le Brasseurs (2005 – 2008)
  • Solicitor, Le Brasseurs (2003 – 2005)
  • Solicitor, Caporn Campbell (2000 – 2003)
  • Solicitor, Hardmans (1999 – 2000)
  • Trainee Solicitor, Hardmans (1997 – 1999)


The Law Society of England and Wales
Advisory board member of Fintech Wales
Crypto Assets Professional Advisory Group (CAPAG)


  • University of the West of England: LPC (1996 – 1997)
  • University of the West of England: Post Graduate Diploma in Law (1995 – 1996)
  • Canterbury Christ Church University: Bachelor of Arts: History (1992 – 1995)

Lawyer Rankings

Wales > Finance > Banking and finance

Capital Law Limited has a ‘wide knowledge of financial transactions’ for a balanced roster of lenders and borrowers. Reshma Jogia  leads the firm’s corporate banking offering which has expertise advising stakeholders throughout the capital structure and continues to pick up financing work from the firm’s growing private equity client base on their investments. Consultant Huw Thomas  is well-versed in commercial property finance mandates, while  Rachel Hillier  takes the lead on financial regulatory matters, including advice to fintech providers.