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Kelvin Loh

Work +603 2299 3911
Rahmat Lim & Partners

Work Department

Banking & Finance, Capital Markets, Islamic Finance


Kelvin is a Partner in the Financial Services Department.


His primary areas of practice are debt capital markets, Islamic finance, and banking and finance. He has led numerous bond and Sukuk transactions (both in Ringgit and in foreign currency), including convertible and exchangeable bonds, guaranteed bonds, listed convertible loan stocks and Basel III-compliant bonds. Kelvin’s debt capital markets practice  includes structured finance, asset securitisation, listed convertible preference share issuances, and the provision of financial regulatory advice. He also regularly advises on syndicated loans, project finance (including cross-border project finance for the real estate, telecommunications, and oil and gas sectors), and debt restructurings.

Kelvin has been recognised as a Highly Regarded lawyer in Banking & Finance and Capital Markets in IFLR1000 and a Recommended lawyer in Capital Markets in The Legal 500 Asia Pacific. The IFLR1000 described Kelvin as “technically very sound, attentive to details and prompt in providing advice and constructive suggestions”. According to The Legal 500 Asia Pacific, he has been endorsed by peers and clients alike as “competent and knowledgeable”.

Kelvin joined the Firm in 2012 after more than 12 years of legal practice in corporate, financial services and real estate law with another Malaysian firm.


English and Bahasa Malaysia.


Kelvin graduated with a double degree in Commerce (majoring in Accounting and Finance) and LLB (Hons) from The University of Sydney, Australia. He was called to Malaysian Bar in 1999


Banking and finance

Within: Banking and finance

Frequently acting on high-value matters, the team at Rahmat Lim & Partners has niche strengths in fintech, structured finance and derivatives, and is very experienced in handling matters involving different currencies. Kelvin Loh acted for VTTI as borrower on a $650m loan from a group of international financiers, and advised Sumitomo Mitsui Banking Corporation Malaysia and Bank of Tokyo-Mitsubishi UFJ on their RM1.1bn loan to MFBBCC Retail Mall. 'Thorough' managing partner Azman bin Othman Luk is 'quick to understand business angles', and 'clearly explains issues and addresses concerns'. Group head Wan Kai Chee and maritime and aviation expert Soh Yin Chuin are also recommended.

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Capital markets

Within: Capital markets

Rahmat Lim & Partners handles securitisation and debt capital markets work, especially for issuers in the energy industry, as well as IPOs, where it has been active in the retail, technology and financial institutions sectors. Zandra Tan acted for Edra Energy on its issuance of RM5.28bn-worth of sukuk under the Wakalah Bi Al-Istithmar principle; Kelvin Loh advised VTTI on its issuance of $260m- and €202m-worth of notes via private placement to foreign investors. Wan Kai Chee heads the group.

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Legal Developments in Malaysia

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  • Call for AML Regulation for Cryptocurrencies

    Ever since the creation of Bitcoin, cryptocurrencies have been applauded and welcomed for constituting an innovative method of payment without any recourse to financial institutions and their entailing bureaucracy.  While honest individuals rejoiced at cryptocurrencies’ legitimate benefits; ranging from an increased degree of privacy and confidentiality to less transactional costs, cybercriminals saluted the decentralised networks and perceived anonymity behind cryptocurrencies for presenting them with the perfect crypto cleansing opportunity to launder money in an unprecedented and largely unregulated sector in the financial industry.
  • Office for Competition Issues its First Commitments Decision

    The Office for Competition has adopted what appears to be its first commitments decision, in a case where it raised concerns about exclusivity agreements lasting for five years or more.
  • The Financial Services Act 2012

    (Part 1 of 4) By Gopal Sundaram
  • The Islamic Financial Services Bill 2012

    (Part 1 of 4) By Gopal Sundaram Jan 2013
  • Amendments to the Employment Act 1955

    The Employment (Amendment) Act 2012 received royal assent and became law on 30th January 2012. It has now come into operation since 1st April 2012.
  • Malaysian Corporations Making Headway in the Global M&A Scene

    Malaysian companies continue to make waves internationally by acquiring large companies abroad. Leveraging on the European debt crisis and the weak dollar, these companies have boldly made their mark on a global scale with impressive deals. Cross-border acquisitions are increasing trend in the Asian economic hot spots, with companies in China and India spearheading it. The consistently strong uptrend in foreign acquisitions and the increasing success of the same by China and India for the past few years has spurred growing interests of Southeast Asian companies to extend their reach to other continents.
  • Adjudication in Malaysia – the Construction Industry Payment and Adjudication Act 2012

    The Construction Industry Payment and Adjudication Act of Malaysia received royal assent and became law on 18th June 2012.

    PRESUMPTION OF GUILT – REMEDY OR JEOPARDY? Netizens in Malaysia now share a common fear and feeling of uneasiness following the swift passing of the Evidence (Amendment) (No.2) Bill 2012 in May 2012, which amends the Evidence Act 1950.
  • FGVH's IPO - Second Largest in the World after Facebook

    Malaysia’s Felda Global Ventures Holdings Berhad (“FGVH”) is a global agricultural and agri-commodities company, with operations in ten countries across the globe. According to Frost & Sullivan Malaysia Sdn Bhd, FGVH is the third largest oil palm plantation operator in the world based on planted hectarage in 2011. FGVH currently operates 343,521 hectares of oil palm plantation estates in Malaysia that produced 5.2 million metric tonne of fresh oil palm fruit bunches in 2011.
  • Competition...Friend or Foe?

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