PRC Financial Regulation Annual Report (2026) FinTech

2025 Regulatory Milestones

February 12 — The Cyberspace Administration of China (CAC) officially issued the Administrative Measures for Personal Information Protection Compliance Audits, with detailed requirements for audits including selection of audit institutions, frequency, and obligations of personal information processors and professional institutions.

March 7 — The CAC and three other authorities jointly issued the Measures for the Labelling of AI-Generated and Synthesized Content, with comprehensive requirements for the labelling of content generated or synthesized by AI, including responsible parties and the categories and methods of labelling.

April 1 — The National Financial Regulatory Administration (NFRA) issued the Notice on Strengthening Management of Internet-Facilitated Lending by Commercial Banks and Improving the Quality and Efficiency of Financial Services, requiring commercial banks to include credit enhancement service fees and all other charges in the 24%