David Whitaker > DLA Piper LLP (US) > Chicago, United States > Lawyer Profile

DLA Piper LLP (US)
CHICAGO, IL 60606-0089
United States

Work Department

Intellectual Property and Technology


Of Counsel


David Whitaker advises traditional and emerging financial services companies, and commercial enterprises, in transactional, legal and regulatory matters, particularly those related to electronic commerce and digital financial services.

He has extensive experience with the practical application of laws governing electronic banking, letters of credit, payment systems, records management and commercial and consumer financing. He provides valuable insights to his clients based on decades of in-house experience and deep practical knowledge of the structures, implementation platforms and processes used to contract for and deliver financial and other services online and via mobile devices. David also has extensive experience with various laws and regulations related to residential mortgage lending, including the Real Estate Settlement Procedures Act (RESPA), the Fair Credit Reporting Act and the Equal Credit Opportunity Act, as well as the laws related to privacy and data security.

David is a member of the American Law Institute, the American Bar Association’s Business Law Section, and the Business Law Section’s Committee on the Law of Commerce in Cyberspace. He has co-chaired the Cyberspace Committee’s Task Force on Federated Identity Management. David was the Co-Reporter for the Standards and Procedures for electronic Records and Signatures (SPeRS). He served as Reporter for the Mortgage Bankers Association white paper “Security Interests in Transferable Records.” He was an active participant in the drafting of Revised Articles 5 and 9 of the UCC. He also participated in the drafting of the Uniform Electronic Transactions Act, where he chaired the Task Force on Scope and served as reporter for the Task Force. David also advised industry participants on the creation and drafting of the federal Electronic Signatures in Global and National Commerce Act.

David has written extensively on both law and practice related to digital financial services, electronic commerce and digital transformation. In particular, he is co-author of Thomson Reuter’s The Law of Electronic Signatures (now in its eighth edition). He has also appeared as a featured speaker at more than 250 conferences, seminars and webinars on financial services law.


J.D., University of Illinois College of Law; B.A., James Madison College at Michigan State University

Lawyer Rankings

United States > Media, technology and telecoms > Fintech

DLA Piper LLP (US) is noted for its ‘unmatched experience and reputation for advising on novel projects’ through ‘thoughtful analysis’ and ‘creative alternatives and solutions’. The firm represents an impressive selection of financial institutions, investment funds and technology companies. In addition to its regulatory expertise, which covers traditional and disruptive products, including blockchain and non-fungible tokens (NFT), the team is also active on the corporate side, having been involved in several high-profile IPOs, SPAC mergers and M&A deals. The firm’s capacity to handle novel mandates was demonstrated by its advice to TikTok on its first NFT launch. US co-chair Margo Tank in Washington DC, Chicago’s David Whitaker and Seattle’s Trenton Dykes are highly experienced in this area. San Francisco disputes partner Michael Fluhr provides ‘great customer service’ and is ‘always responsive and proactively identifying new areas that he could help in’. Mark Radcliffe in Silicon Valley is considered ‘highly experienced‘ in the crypto space. Former global co-chair David Luce joined Willkie Farr & Gallagher LLP in January 2022.