Kate Lane > MinterEllisonRuddWatts > Auckland, New Zealand > Lawyer Profile

MinterEllisonRuddWatts
PWC TOWER, 15 CUSTOMS STREET WEST
PO BOX 105 249
AUCKLAND 1143
New Zealand

Work Department

Banking and Finance

Position

Partner

Career

Kate is a highly experienced banking and finance lawyer who provides specialist advice to financiers, borrowers, and other market participants. Kate advises across a broad range of areas, from institutional finance to consumer finance.

Her clients include all of New Zealand’s major banks, a variety of listed and other major companies, investment banks, and other financial institutions. Clients value Kate’s combination of legal technical excellence and commercial understanding of their complex financing needs. This includes expertise in asset, corporate and acquisition finance, securitisation and receivables finance, derivatives, syndicated lending, and debt capital markets transactions.

Kate enjoys working with clients on critical and reputational matters, large and complex deals, and “New Zealand firsts” such as this country’s first environmental, social and governance (ESG) loan and its first social loan. She has a particular personal interest in ESG finance.

Kate also specialises in advising financial institutions on compliance and risk issues and achievement of good customer outcomes. She understands the complexities of bank systems and frameworks and has significant experience of managing change projects within the finance industry. This is informed by her deep understanding of New Zealand’s banking legislation and regulatory framework. Her expertise includes the Personal Properties Securities Act (PPSA), Credit Contracts and Consumer Finance Act (CCCFA) (including the Responsible Lending Code), Fair Trading Act (FTA), Financial Markets Conduct Act (FMCA), Reserve Bank of New Zealand Act, and the Reserve Bank’s BS11 Outsourcing Policy.

Languages

English

Memberships

Advisory Board Member, ArcAngels

Member, Institute of Finance Professionals New Zealand Inc (INFINZ)

Education

LLB (Hons), University of Otago (1993)

Lawyer Rankings

New Zealand > Banking and finance

(Leading individuals)

Kate LaneMinterEllisonRuddWatts

Well-regarded for its ‘pragmatic and commercial’ approach, MinterEllisonRuddWatts is trusted by investment banks, financial institutions, sponsors, issuers, trustees, corporates, and government departments on the full gamut of banking and finance mandates. The ‘top-notch’ team is highly capable of handling regulation and compliance matters, financial restructuring, sustainable finance and leverage, and private capital finance. The practice is jointly led by the ‘diligent’ Steve Gallaugher and Jeremy Muir. Gallaugher is an expert in unitranche, syndicated, and bilateral finance transactions, while Muir is recommended for his expertise in cryptocurrencies, digital tokens and coins, non-fungible tokens, and other blockchain projects. The ‘very experienced’ Kate Lane is a key port of call for New Zealand’s major banks and major corporates. Chris O’Brien has significant public law experience, regularly handling large-scale, multi-disciplinary projects. Other key individuals include Simon Gray, who is noted for his interest in the energy and infrastructure sectors, and associate Allison Hancock, who advises both financiers and borrowers on all types of financing transactions and banking matters.