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ARTICLE · 14 JANUARY 2026

2026 Vision: New Rails, New Rules, No Regrets

From digital lending to AI governance, 2025 was a defining year for fintech regulation in India. Here's a roundup of what moved, what stuck, and what's coming in 2026.

IndiaTechnology

From digital lending to AI governance, 2025 was a defining year for fintech regulation in India. Here's a roundup of what moved, what stuck, and what's coming in 2026.

As we wrap up 2025, we're looking back at an immensely fulfilling yet equally chaotic year for Indian fintechs.

This year brought with it a quiet shift away from rapid scaling and experimentation to building resilient, long-term infrastructure. The primary objective is no longer just how fast a product can grow, but how it fits within an increasingly sophisticated regulatory framework designed to mitigate systemic risk.

Here is our review of the year that was, the mood of the room right now, and what we see on the horizon for 2026.

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