Firm Profile > DR&A Advogados > Sao Paulo, Brazil

DR&A Advogados
SÃO PAULO 04533-000

Insurance Tier 1

Highly regarded boutique DR&A Advogados has a dedicated, full-service insurance offering. Name partner Dinir Salvador Rios da Rocha is one of the leading figures in the market and is backed by a strong team of partners. Julia Santoro de Camargo Donato comes highly recommended for her related corporate and regulatory expertise. Danilo Garbin Machado regularly advises on corporate matters and the development of new products, and also handles D&O and E&O claims. Recently promoted partner Ricardo Ribeiro da Luz Loew is one of the main contacts for preventive and litigation advice, as well as assistance on claims adjustments. The firm also has a strong pool of associates, including Olivia Searle in the London office, and Carolina Oger Affonso de Almeida. It recently boosted its litigation arm following the recruitment of senior associate Marcelo de Oliveira Belluci from Vella Pugliese Buosi e Guidoni Advogados.


‘DR&A support their clients with business oriented solutions. Partners have strong technical skills and are very recognized in the Brazilian market.’

‘This firm is really strong in corporate and regulatory matters. Is the kind of partner a foreign client will need to ensure the compliance of local regulation.’

‘Julia Donato has a vast knowledge in corporate regulation. She is the type of professional that is always willing to help. Julia has assisted in several critical matters with high quality and dedication.’

Key clients

AIG Group

Chubb Cia. de Seguros

Liberty Group

Allianz Group

Zurich Group

Sompo Group

XL Seguradora

Starr Group

HDI Global Seguros

Argo group

Asurion group

Atradius Crédito y Caución Seguradora

Mapfre Group

Partner Re

Tokio Marine Seguradora


A group of lawyers acting on the market for almost 20 years and experienced in large and representative law firms in Brazil decided to create DR&A Advogados in 2013, a boutique law firm aiming to provide effective, customised and highly qualified legal solutions in insurance, reinsurance and private pension fund practices, as well as civil, commercial and consumer law. Its main target is to exceed the expectations of clients, who it also considers its business partners. It has a multidisciplinary view of insurance law and it intends to get to know the specifications of each of its clients’ businesses in order to maximise their profits and optimise their time and costs.

Main areas of practice

Claims: insurance claim adjustment, including implementation of measures for recovering values; preparation of memoranda and legal opinions related to various types of insurance claims; legal advice to insurers in settling claims and interacting with parent companies located abroad and reinsurers.

Contracts: preparation and negotiation of insurance and reinsurance agreements; preparation and negotiation of co-operation, co-insurance and bancassurance agreements; legal advice on structuring and negotiation of sponsorship and withdrawal projects, merger and demerger of benefit plans managed by pension funds; legal advice on the investment rules set forth by the Brazilian Securities Commission and the National Monetary Council for insurance, reinsurance and private pension companies.

Corporate and M&A: incorporation of insurance, brokerage and health insurance companies; drafting of corporate documents for companies in general; preparation and filing of regulated companies’ corporate acts before regulatory bodies and board of trade; advice on regulatory, tax and exchange issues relating to foreign investments in companies regulated in Brazil; follow-up on incorporation, transfer of corporate control and restructuring procedure of insurance and private pension companies; due diligence on target companies for acquisition; advice on acquisitions, consolidations, mergers, spin-off, joint ventures and divestitures of regulated companies; advice on transfers of insurer’s portfolios.

Insurance, reinsurance and private pension fund: assistance in insurance regulatory issues for insurance companies (mainly subsidiaries of foreign insurers); creating, revision development and negotiation of new insurance products emphasising Financial Lines products such as D&O, E&O, IMI, PFI, performance and completion bonds, among others), reinsurance and private pension products, including follow-up for obtaining the relevant approvals before government agencies; contact with the Brazilian insurance regulatory authority – Susep, Previc, ANS and the Central Bank of Brazil – Bacen; structuring of insurance transactions and loans with surety; in-company training on new products and regulations relating to the insurance, reinsurance and private pension market; legal advice on setting reserves based on lawsuits and administrative proceedings; drafting of memoranda and legal opinions on insurance, reinsurance and private pension-related matters.

Litigation: assistance for insurance and reinsurance companies in complex cases involving different lines of insurance and reinsurance business; defense of insurance and reinsurance companies and its directors and officers in administrative proceedings filed by SUSEP; legal advice on actions for recovery under insurers’ and reinsurers’ subrogation rights (including collateral enforcement); legal assistance in commercial and civil matters in judicial and arbitral disputes related to commercial contracts, civil liability, enforcement of contracts, insurance, reinsurance, consumer law (administrative and judicial proceedings) and administrative law; large experience in class actions and the retail market.


Department Name Email Telephone
Insurance Dinir Salvador Rios da Rocha +55 11 3074 9601
Insurance Julia Santoro de Camargo Donato +55 11 3074 9603
Insurance Danilo Garbin Machado +55 11 3074 9606
Insurance Ricardo Ribeiro da Luz Loew +55 11 3074 9605
Other fee-earners : 24