Judy Mok > Ballard Spahr LLP > New York, United States > Lawyer Profile

Ballard Spahr LLP has a very broad practice across the consumer finance space. In addition to its work advising clients in traditional sectors such as mortgage lending, student loans and medical financing, the practice is frequently engaged by fintech clients as well as by companies using AI and ‘big data’. The team’s regulatory advice includes assisting clients in compliance with the Truth In Lending Act, the Equal Credit Opportunity Act, CFPB rules and state-level legislation such as the California Consumer Privacy Act. The practice is jointly led by Christopher Willis in Atlanta, and Mark Furletti and Daniel McKenna in Philadelphia. New York-based Judy Mok was promoted to partner in July 2021.

Ballard Spahr LLP has established an extremely good reputation for banking, payments and financial services regulatory advice. The multi-disciplinary practice is especially good at defending clients against regulatory enforcement actions and investigations. On the transactional side it assists major banks in developing in-house products and relationships with technology companies. New York’s James Kim and Minneapolis-based partner Ronald Vaske jointly lead the fintech and payments team, which includes Washington DC-based privacy and data security partner Kim Phan. Philadelphia’s Peter Jaslow co-leads the blockchain technology and cryptocurrency group, while recently promoted New York partner Judy Mok is active in the payments arena. In Philadelphia, consumer financial services co-head Mark Furletti ‘knows everything that could be known about financial regulations’.