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Article
Why Won’t Life Insurance Pay Out? 8 Reasons A Claim May Be Denied Or Delayed
Life insurance claims can be denied for various reasons including alleged misrepresentations, policy lapses, exclusions, or beneficiary disputes. Understanding the grounds for denial and knowing what documentation to preserve can help beneficiaries determine whether they have grounds to challenge an insurer's decision and potentially recover the benefits they deserve.
United StatesInsurance
Morgan & Morgan
Article
Delaware Court Finds No D&O Coverage For Internal Investigation And “Impending” FBI Investigation That Never Proceeded
The Delaware Superior Court, applying Delaware law, held that a former director and officer was not entitled to D&O coverage for legal fees incurred in connection with an internal investigation and a potential FBI investigation because neither constituted an “Interview” or “Investigation Demand” as defined in the policy. Hughs v. Royal Energy Resources, Inc., 2026 WL 2948434 (Del. Super. Ct. Sept. 28, 2026).
United StatesInsurance
Wiley Rein
Article
Don’t Try To Deny It: Federal Court Holds FCA Settlement Is Covered By Insurance
A federal court ruled that CNA must provide coverage for Guidehouse's $7.6 million False Claims Act settlement related to cybersecurity failures in New York's Emergency Rental Assistance Program portal. The decision addresses critical questions about when insurers can deny coverage for FCA settlements under professional liability policies, particularly regarding exclusions for fines, penalties, and deliberate acts.
United StatesInsurance
Crowell & Moring LLP
Article
“Limited Partner” Health Plans Raise Concerns For State Regulators
Montana state insurance regulators recently raised a red flag about the increasing availability of self-insured limited partner health plans. As consumers seek relief from the skyrocketing costs of major medical insurance plans, limited partner health plans are rising in popularity, with Montana reporting that at least 12 companies now offer them in the state.
United StatesInsurance
Hall Benefits Law
Article
California Court Allows Insurer To Rescind Policy Based On Insured’s Failure To Affirmatively Disclose Material Facts Not Requested In Application
The California Court of Appeal, applying California law, has held that an aircraft owner’s failure to disclose that an aircraft’s purchase was financed with embezzled funds entitled an insurer to rescind an aircraft policy even though the insurer did not ask about the source of the funds in the application. Passport 420, LLC v. Starr Indem. & Liab. Co., 2026 WL 2948480 (Cal. Ct. App. Oct. 1, 2026).
United StatesInsurance
Wiley Rein
Article
How Do Life Insurance Appeals Work? What To Do After A Claim Denial
When a life insurance claim is denied, beneficiaries face a complex appeals process that can determine whether they receive the financial support their loved one intended. Understanding the specific reasons for denial, gathering the right evidence, and navigating strict deadlines—especially for employer-sponsored ERISA policies—can make the difference between a successful appeal and a permanent loss of benefits.
United StatesInsurance
Morgan & Morgan
Article
Fashion Advertising Case Highlights Insurance Coverage Opportunities And Pitfalls
A federal court ruling highlights how commercial general liability policies may cover trademark infringement claims, while also revealing critical coverage exclusions that businesses should understand. The case between Adidas and Aviator Nation demonstrates both the potential for insurance coverage in intellectual property disputes and the limitations imposed by prior publication exclusions.
United StatesInsurance
K&L Gates

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