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ARTICLE · 27 MARCH 2025

Trump's War On Consumer Protection, Humph(rey)

Hogan Lovells Cadwalader
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We have been following closely developments with the Consumer Financial Protection Bureau ("CFPB") and the Trump/Musk administration.

United StatesConsumer Protection
Mercedes Kelley Tunstall
Mercedes Kelley Tunstall
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We have been following closely developments with the Consumer Financial Protection Bureau ("CFPB") and the Trump/Musk administration (see here and here), and while we have a few updates on the CFPB, Trump and Musk have taken another swing at making consumers more vulnerable to the excesses of our economy by attempting to "fire" two Democratic Federal Trade Commission ("FTC") commissioners.

The FTC has a hybrid mission to regulate the marketplace – its Bureau of Competition addresses antitrust and anti-competitive concerns, and its Bureau of Consumer Protection works to ensure that consumers are not subject to unfair or deceptive acts or practices. The FTC is a commission and it is intended to have five commissioners, no more than three of which may belong to the party of the President. While the President appoints the commissioners, whether Democratic or Republican, but the FTC is an independent agency and is not under the Executive Branch. In fact, the

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