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ARTICLE · 11 JANUARY 2011

The Consumer Credit Directive implementation deadline: 1 February 2011

Duncan Lewis Solicitors
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The 2008 Consumer Credit Directive was adopted on 23 April 2008, replacing the previous Consumer Credit Directive.

United KingdomConsumer Protection
Pinar Coktas
Pinar Coktas

The 2008 Consumer Credit Directive was adopted on 23 April 2008, replacing the previous Consumer Credit Directive.

In the UK, the Directive has been implemented by the following regulations (the implementing regulations)

  • The Consumer Credit (EU Directive) Regulations 2010, SI 2010/1010
  • The Consumer Credit (Total Charge for Credit) Regulations 2010, SI 2010/1011
  • The Consumer Credit (Disclosure of Information) Regulations 2010, SI 2010/1013
  • The Consumer Credit (Agreements) Regulations 2010, SI 2010/1014
  • The Consumer Credit (Amendment) Regulations 2010, SI 2010/1969
  • The Consumer Credit (Advertisements) Regulations 2010, SI 2010/1970.

The implementing regulations apply to all consumer credit agreements regulated under the CCA (other than agreements secured on land).

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