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ARTICLE · 11 AUGUST 2025

RBI's Directions On Co-Lending Arrangements

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In furtherance of the draft directions on co-lending arrangements released by the Reserve Bank of India ("RBI") vide its press release dated April 9, 2025...

IndiaFinance and Banking
Aastha
Aastha
Surabhi Smita
Surabhi Smita
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In furtherance of the draft directions on co-lending arrangements released by the Reserve Bank of India ("RBI") vide its press release dated April 9, 2025, the RBI vide its notification dated August 6, 2025, issued the Reserve Bank of India (Co-Lending Arrangements) Directions, 2025 ("Directions"). The Directions have been issued with the aim of providing a comprehensive regulatory framework for co-lending arrangements ("CLAs"), ensuring customer protection, operational transparency, and regulatory compliance.

The Directions shall come into force from January 1, 2026, or from any earlier date as may be decided by an RE (as defined below) as per its internal policy ("Effective Date"). Any new CLA entered into after the Effective Date shall comply with these Directions, while existing CLAs shall adhere to the extant regulations.

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