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ARTICLE · 08 JULY 2016

Pension Risk Management: Investment Risks

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Risk management relating to pension plans has been a much-discussed topic among plan sponsors and administrators in recent years, particularly after the market crash in 2008.

CanadaEmployment and HR
Scott McEvoy
Scott McEvoy
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Risk management relating to pension plans has been a much-discussed topic among plan sponsors and administrators in recent years, particularly after the market crash in 2008. In this second of our Pension Alert series on risk management we examine investment risks.

INVESTMENT RISKS

(i) General

The largest component of risk to a pension plan is, arguably, investment risk. The universe that comprises investment risk is vast and can go far beyond what one may consider the core risks to an investment portfolio such as equity risk, interest rate risk, inflation risk, credit risk and currency risk. With the increasing breadth of investment products and instruments as well as the financial engineering and tools that are available to portfolio managers, the risks that are enumerated in prospectuses and other disclosure documents often run pages and pages in length.

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