Michel Deschamps > McCarthy Tétrault > Montreal, Canada > Lawyer Profile

McCarthy Tétrault
Suite MZ400
1000 De La Gauchetière Street West
Montréal QC
H3B 0A2

Work Department

Banking & Finance


Practices banking and commercial law. Broad experience in domestic and cross-border loan syndications, secured transactions, receivables financing, international banking transactions, and regulation of financial institutions (including on consumer protection matters).


Canadian delegate on law reform projects in secured transactions sponsored by the United Nations Commission on International Trade Law and the International Institute for the Unification of Private Law. Member of working groups of these organizations and of the Uniform Law Conference of Canada. Chair of the Québec Bar Law Review and the Québec Bar committee on secured transactions. Associate Professor (banking law) at the Law Faculty of Université de Montréal.


Barreau du Québec (Advocatus Emeritus), American College of Commercial Finance Lawyers (Fellow), CBA.


Author of numerous articles or law book chapters on matters such as the law of negotiable instruments, letters of credit, assignment of receivables, conflict of laws, personal property security, aircraft financing and consumer protection law.

Lawyer Rankings

Canada > Banking and finance

(Leading individuals)

Michel DeschampsMcCarthy Tétrault

The banking and finance practice at McCarthy Tétrault strikes a balance between transactional and regulatory mandates, while the firm’s comprehensive national network also ensures that work is well weighted between Canada’s key business hubs. In Toronto, Richard Higa is sought after for transactional matters; he acted as Canadian counsel to Golub Capital Markets, and a syndicate of lenders, on the financing of Excelitas Technologies Corp. Other transactional specialists in Toronto include Gordon Baird; Justin Lapedus; and project finance specialist Stephen Furlan. Additionally, Joseph Palin and counsel Michel Deschamps are noted for lending deals in Calgary and Montreal respectively. The deep and broad group also includes regulatory and fintech expert Ana Badour, who recently acted alongside Hartley Lefton to advise Novacap on the regulatory aspects of its partnership with online financial marketplace, Ratehub.ca. Other key contacts include Ian Mak; recently promoted partner Noel Chow; and debt capital markets expert Marc MacMullin, who leads the overarching financial services group — all are focused on transactions and based in Toronto. Mary Jeanne Phelan departed in October 2023.