John Culhane > Ballard Spahr LLP > Philadelphia, United States > Lawyer Profile

Ballard Spahr LLP
1735 MARKET STREET, 51ST FLOOR
PHILADELPHIA, PA 19103-7599
PENNSYLVANIA
United States

Career

John L. Culhane, Jr., is a senior partner in the Consumer Financial Services Group. His compliance practice emphasizes counseling clients on the development and implementation of innovative loan, leasing, and payment programs, with a focus on student loan origination, servicing, and collections.

Admissions: California, Pennsylvania, Virginia

Publications – Former Editor, Annual Survey of Consumer Financial Services Law; Co-Author, ABA Truth-in-Lending treatise

Memberships

ABA Consumer Financial Services Committee; Former Chair, Subcommittee on Access to Services; Charter Member, American College of Consumer Financial Services Lawyers

Education

University of Virginia School of Law (J.D. 1978); University of Notre Dame (B.A. 1973)

Lawyer Rankings

United States > Finance > Financial services regulation

Noted for its experience in defending clients facing regulatory enforcement action from the CFPB and other agencies, Ballard Spahr LLP advises investment banks and private equity houses across a range of matters, with a growing caseload of crypto asset-related litigation. Payment systems and other fintechs also form a core part of the firm’s varied client base, which the practice advises on buy now, pay later, earned wage access and income sharing agreement products. Co-heading the team are Washington DC-based John Socknat, who assists clients in the run-up to compliance audits by state and federal regulators, and Daniel McKenna, a litigation specialist who takes on class actions and arbitration hearings in relation to mortgage, auto and credit card loans. John Culhane Jr. specializes in student loan regulations, with further expertise in mortgage loan and leasing plans. All lawyers are Philadelphia-based unless otherwise specified. Lisa Lanham left the firm in April 2024.