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ARTICLE · 17 DECEMBER 2025

CCI Final Rules: What You Need To Know

Burness Paull LLP
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On 8 December 2025, the FCA published PS25/20, setting out final rules for the Consumer Composite Investments ("CCI") regime.

United KingdomConsumer Protection
Jamie Gray
Jamie Gray

On 8 December 2025, the FCA published PS25/20, setting out final rules for the Consumer Composite Investments ("CCI") regime. The CCI regime replaces the PRIIPs and UCITS disclosure frameworks with a more flexible, outcomes-focused approach built on the Consumer Duty.

Prescribed templates and rigid formatting requirements have been removed. In their place, firms have greater freedom to design disclosure that genuinely assists consumers in making investment decisions. That freedom comes with responsibility: the FCA expects firms to exercise and document their judgement carefully.

The policy statement forms part of a broader package of retail investment reforms, which includes a consultation on client categorisation and a discussion paper on expanding consumer access to investments.

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