Ms Loh Mei Mei > Zul Rafique & Partners > Kuala Lumpur, Malaysia > Lawyer Profile

Zul Rafique & Partners

Work Department

Banking & Finance, Islamic Finance, Capital Markets


Loh Mei Mei is the Head of the Banking & Finance practice group. She has over 30 years’ experience advising on a full range of financing transactions. She is a specialist in both domestic and international finance covering all types of financings including complex structured financing, acquisition financing, limited recourse financing, project financing, Islamic financing, bonds/notes issuance, Sukuk issuance and asset-backed securitisation. She has advised on some of the largest and most complex landmark financing transactions in Malaysia, both conventional and Islamic financing.

Mei Mei is highly regarded for her ability to provide practical sound advice and solutions to address complex legal and structural issues. She believes that listening and understanding her clients’ needs are foremost in providing effective legal advice.


Mei Mei was admitted as a Barrister and Solicitor of the Supreme Court of Victoria, Australia in 1987. In 1988, she was admitted as an Advocate & Solicitor of the High Court of Malaya. Prior to joining ZUL RAFIQUE & partners, she practiced law at another large Malaysian law firm and thereafter was the general counsel at an international bank. Having been a general counsel for a leading international bank for several years as well as being a committee member of the International Chamber of Commerce (ICC) Banking Committee of Malaysia, Mei Mei is well regarded for her commercial acumen in financing transactions which together formed a strong foundation in her understanding of the business and financial aspect of financing transactions.


  • Named in Chambers Asia Pacific 2021 as Leading Individual in Band 1 in Banking & Finance in Malaysia and Band 2 in Islamic Finance in Asia Pacific.
  • Named in Asialaw Profiles 2022 as Elite Practitioner in Banking & Finance and Capital Markets.
  • Named in The Legal 500 2021 as Leading Individual in Hall of Fame in Banking & Finance and Leading Individual in Capital Markets and Islamic Finance.
  • Named in Who’s Who Legal: Southeast Asia 2021
  • Named in IFLR1000 2021 as Market Leader in Banking & Finance and Capital Markets.
  • Named in IFLR1000 Asia Best Lawyers 2021 – an elite cohort of just 10 exclusive recognised Lawyers in Malaysia
  • Named in IFLR1000 Women Leaders Guide 2021 – An elite cohort of 300 leading female transactional experts in local markets.
  • Named as one of Expert Guides World’s Leading Female Practitioners for Banking & Finance.


English and Bahasa Malaysia


Malaysian Bar


Mei Mei graduated with a Bachelor of Laws (LLB) degree and a Bachelor of Science (BSc) degree from Monash University, Victoria, Australia.

Lawyer Rankings

Malaysia > Banking and finance

(Hall of Fame)

Loh Mei MeiZul Rafique & Partners

Zul Rafique & Partners‘ team of banking and finance lawyers has extensive expertise in conventional and Islamic financing transactions, and is consequently well-equipped to provide transactional and regulatory support to financial institutions and to borrowers including multinationals and domestic public companies. Recent caseloads include offshore lending, domestic and offshore syndication, asset-backed securitisation, project financing and corporate debt rescheduling. Loh Mei Mei is recommended for conventional and Islamic financing transactions in Malaysia; she jointly leads the team with corporate banking specialists Kung Suan Im and Ashela Ramaya and Chan Kwan Hoe.

Malaysia > Capital markets

(Leading individuals)

Loh Mei MeiZul Rafique & Partners

Malaysia > Islamic finance

(Leading individuals)

Loh Mei MeiZul Rafique & Partners

The Islamic finance group at Zul Rafique & Partners advises Syariah-compliant transactions, with areas of expertise covering complex Sukuk, Isistna, Murabahah and Ijarah. Ashela Ramaya recently advised on Sime Darby’s RM800m Sukuk Musharakah issuance; she jointly heads the team with Loh Mei Mei, Kung Suan Im, private debt securities expert Chan Kwan Hoe and Celine Rangithan, who regularly advises on restructuring and project finance transactions.