Ms Kung Suan Im > Zul Rafique & Partners > Kuala Lumpur, Malaysia > Lawyer Profile

Zul Rafique & Partners

Work Department

Banking & Finance, Islamic Finance, Capital Markets


Kung Suan Im is a Partner in the Banking and Finance practice group. She holds a Bachelor of Laws degree (Hons) from the University of Malaya and a Master of Business Administration (with distinction) from the University of Hull. She was admitted as an Advocate and Solicitors of the High Court of Malaya in 1990.

Suan Im practices all areas of banking and finance, including corporate banking, syndications, project financing, acquisition financing, debt capital market financing, Sukuk, other capital market financing works and cross border financing. Over a period of 25 years of active practice, her experiences in these areas cover both conventional and Islamic financings, representing local and foreign financial institutions and corporates.

She is named in The Legal 500 Asia Pacific 2021 as Recommended Lawyer for Banking & Finance and Capital Markets/Islamic Finance for Malaysia, and ranked in Chambers Asia Pacific 2021 – Leading Individual (Band 3) in Banking & Finance for Malaysia.


Suan Im has been a partner at ZUL RAFIQUE & partners since 2002.


English and Bahasa Malaysia


Malaysian Bar


Bachelor of Laws (Honours) degree from University of Malaya.

Master of Business Administration (Distinction) from University of Hull, United Kingdom.

Lawyer Rankings

Malaysia > Banking and Finance (including Islamic Finance)

With a fine record in securing big-ticket engagements from Malaysia’s largest banks, as well as an array of international corporations, the practice at Zul Rafique & Partners showcases expertise in cross-border financing, asset-based securitisation transactions, Islamic financing, and offshore lending. The firm boasts a wealth of experience in advising on debt capital raising exercises, securitisation, and continues to work on medium term note programmes. Loh Mei Mei leads the team and is regularly consulted by regulatory authorities and corporations to provide insight on innovative products, policy guidelines, and financing structures. Celine Rangithan is well-versed in investment banking matters and Sukuk issuances. Chan Kwan Hoe, Ashela Ramaya, and Kung Suan Im are key members of the department.

Malaysia > Capital markets

Zul Rafique & Partners has a fine track record in advising its bank of clients on the full spectrum of financing matters, both conventional and Islamic. Engaged by Malaysia’s major banks and financial institutions, the group frequently handles debt capital raising exercises, asset-backed securitisation matters, offshore lending, and corporate debt rescheduling concerns. Recent standout work includes the team’s provision of advice to HSBC Amanah Malaysia Berhad on the establishment of a RM1bn sustainability-linked Sukuk issuance. Loh Mei Mei, an industry veteran, leads on banking and finance matters and has demonstrated expertise in syndications, structured finance, and corporate banking. Kung Suan Im, Ashela Ramaya, Celine Rangithan, and Chan Kwan Hoe, also collectively lead the team and boast a wealth of capital markets experience between them.

Malaysia > Islamic finance

With strong foundations in banking and finance and debt capital markets, Zul Rafique & Partners’ Islamic finance practice is well-equipped to advise an array of local and international financial institutions. The firm frequently advises on Islamic medium-term notes programmes and commercial papers, in addition to structures involving Shariah principles such as Musyarakah, Mudharaba, Murabaha, Istisna, and Ijarah. Expert Loh Mei Mei leads the team alongside Ashela Ramaya, Kung Suan Im, Celine Rangithan , and Chan Kwan Hoe, all of whom have demonstrable experience in sustainability-linked Sukuks.