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ARTICLE · 23 SEPTEMBER 2019

Additional States Adopt Cybersecurity Requirements For Insurance Companies

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Since July 1, 2019, Delaware, New Hampshire and Connecticut have enacted laws imposing new cybersecurity requirements on insurers. These laws follow similar statutes already operating

United StatesTechnology
Shawn Hanson
Shawn Hanson
Michelle Reed
Michelle Reed
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Since July 1, 2019, Delaware, New Hampshire and Connecticut have enacted laws imposing new cybersecurity requirements on insurers. These laws follow similar statutes already operating in at least six other states: Alabama, South Carolina, New York, Ohio, Michigan and Mississippi. Additional laws are likely in the coming year.

The latest laws and their predecessors are generally outgrowths of the National Association of Insurance Commissioners’ (NAIC) Insurance Data Security Model Law (“Model Law”). NAIC issued its Model Law in 2017 and has strongly encouraged state insurance authorities to adopt similar security protections, absent similar existing legislation. The Model Law’s provisions call for insurers to develop a written cybersecurity program, investigate and quickly report data breaches, conduct risk assessments and annually certify their compliance with security provisions.

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