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ARTICLE · 30 DECEMBER 2021

Marissa Janney v. CSAA Insurance Exchange

Lewis Brisbois Bisgaard & Smith LLP
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In Janney v. CSAA In. Exch., 70 Cal.App.5th 374 (October 15, 2021), the California Third District Court of Appeal affirmed a summary judgment in favor of CSAA Insurance Exchange ("CSAA")...

United StatesInsurance
Michael Velladao
Michael Velladao
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Insurer's Payment of Actual Replacement Cost of Home Bars Claim for Bad Faith

(December 2021) - In Janney v. CSAA In. Exch., 70 Cal.App.5th 374 (October 15, 2021), the California Third District Court of Appeal affirmed a summary judgment in favor of CSAA Insurance Exchange ("CSAA") in connection with a breach of contract and bad faith lawsuit filed by Peggy Baltar in connection with CSAA's adjustment of a property loss involving the destruction of Baltar's home as result of the Boles fire in September 2014. Baltar purchased a homeowner's policy from CSAA that afforded dwelling coverage for property loss. Baltar contended that CSAA acted in bad faith by (1) failing to pay the total available policy limits available for the replacement of her home based on an estimate for rebuilding the home that exceeded the total available limits, (2) failing to timely pay for landscaping damages, and (3) failing to pay for the entire cost of debris removal covered by the policy.

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