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ARTICLE · 17 OCTOBER 2024

Final Rules On MHPAEA And The NQTL Comparative Analysis

The government recently issued final rules on the Mental Health Parity and Addiction Equity Act (MHPAEA).

United StatesEmployment and HR

The government recently issued final rules on the Mental Health Parity and Addiction Equity Act (MHPAEA). The rules implement requirements for plans to conduct a comparative analysis of their nonquantitative treatment limitations (NQTLs). These comparative analyses must assess disparities in coverage between the plan's mental health and substance use disorder (MH/SUD) benefits and medical/surgical (Med/Surg) benefits. The new rules establish content requirements and time frames associated with the NQTL comparative analysis. Portions of the rules take effect for plan years beginning on or after January 1, 2025. The remainder of the rules are effective January 1, 2026. This client alert discusses important aspects of the final rules.

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