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ARTICLE · 18 MARCH 2025

CFPB Drops Two More Major Lawsuits

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The CFPB has recently dismissed two more enforcement actions—one against a major credit reporting agency and another against a lease-to-own financing provider.

United StatesConsumer Protection
A.J. Dhaliwal
A.J. Dhaliwal
Mehul Madia
Mehul Madia
Beineng Zhang
Beineng Zhang
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The CFPB has recently dismissed two more enforcement actions—one against a major credit reporting agency and another against a lease-to-own financing provider. Both lawsuits involved allegations of abusive, unfair, and deceptive acts and practices.

On February 28, the CFPB dismissed its lawsuit against a major credit reporting agency. The lawsuit, initially filed over alleged violations of a 2017 consent order, accused the company of misleading consumers into enrolling in paid credit monitoring services and making it difficult for them to cancel. The CFPB's allegations included:

  • Deceptive marketing practices that lured consumers into paid services under the guise of offering free credit scores.

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