The paper counterpart to the driving licence photo card is due
to be phased out and records will be held online by the DVLA.
When will this come into force?
It is scheduled to come into force in mid 2015.
What will be the benefits to motorists?
The benefit to motorists will not only be that they will no
longer be required to carry the paper counter part of their licence
with them but they should see a reduction in their insurance
costs.
At the moment, firms cannot check driving licences or traffic
offence details when they sell policies, meaning they have to
"price in" risk factors.
The Association of British Insurers says premiums are pushed up
by the fact that insurers have to take account of the risk that
drivers either do not tell the truth about motoring convictions to
get a lower quote or simply make a mistake.
