Market Intelligence

Analysis of large loss insurance claims data reveals significant patterns in claim lifecycles across three age groups: infant claimants (0-17), adults (18-69), and seniors (70+). The research examines whether claimant age serves as a reliable predictor for settlement duration and explores the strategic implications for insurers developing settlement approaches and cost reserving strategies.

Private capital is reshaping the UK and EU insurance markets through strategic partnerships, minority investments, and asset management relationships. As insurers increasingly allocate to private credit and structured assets, the critical question has shifted from whether these partnerships should exist to how they should be legally structured to balance commercial durability with regulatory accountability and independent governance.

Three leading voices from the Guernsey International Insurance Association explore the mechanics, misconceptions, and momentum behind captive and cell structures in Guernsey. The conversation delves into how premium collection, claims, and reinsurance operate inside a captive, why arm's-length pricing and regulatory solvency matter, and how businesses decide between a standalone captive and a faster, lower-cost PCC cell.

As the global insurance and reinsurance industry gathered in Monte Carlo for Les Rendez-Vous de Septembre, Guernsey marked a significant milestone celebrating the 10th anniversary of its champagne reception. The event highlighted recent developments including the establishment of Zenkyoren Re Ltd. and the first tokenised collateralised reinsurance transaction, while industry leaders discussed the challenges of maintaining underwriting discipline amid softer pricing conditions and an increasingly uncertain g

The High Court has ruled on limitation periods for pension transfer compensation claims, determining when the clock starts for FSCS claims. Meanwhile, the Pensions Dashboards Programme releases new guidance for direct connectors and updates standards for benefit illustrations and scheme transfers.

The Airmic Guernsey Conference examined how captive insurance structures are evolving from niche solutions into strategic risk management tools, addressing complex challenges including geopolitical uncertainty...