Insurance And Reinsurance - Weekly Update - 7 August 2012

Parker & Anor v National Farmers Union Mutual Insurance Society

Fraudulent claim and joint/composite policy/breach of condition precedent

http://www.bailii.org/ew/cases/EWHC/Comm/2012/2156. html

Clyde & Co (Roger Doulton and Steven Gilberg) for defendant

It was undisputed that the property owned by the first claimant (Mrs Parker) was substantially damaged by fire in December 2009. She sought to claim under an insurance policy which was taken out in July 2009 in her name (which was then Mrs Cooke). In September 2009, the second claimant (Mr Parker) was added as an assured to the policy. At the time of the fire, the claimants were living together (although not at the property) and they later married in April 2010.