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ARTICLE · 10 SEPTEMBER 2025

Virtual Assets And Fintech: An Opportunity For Malta

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Last month, the European Securities and Markets Authority confirmed that our regulator, the MFSA, possesses both the technical expertise and resources necessary to authorise and supervise Crypto-Asset Service Providers under the EU's Markets in Crypto-Assets framework.

MaltaTechnology
Joseph F. Borg
Joseph F. Borg
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This demonstrates that Malta's regulatory framework is robust and trustworthy, positioning the country as a forward-looking and secure hub for digital finance within the EU.

Let me put some context here.

Malta was one of the first jurisdictions in Europe to adopt a dedicated regulatory framework for digital assets, introducing the Virtual Financial Assets (VFA) regime in 2018. That early move laid the groundwork for a smooth transition into MiCA, equipping the MFSA with years of supervisory experience and proven technical knowledge, so much so that ESMA's review shows that Malta's early move to regulate digital assets has worked well, with the MFSA and FIAU showing strong knowledge and experience, even when dealing with complex cases that cross borders.

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