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ARTICLE · 30 JULY 2020

Commencement Dates For Consumer Insurance Contracts Act 2019 Announced

Beale & Co
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It has been revealed that most of the provisions of the Irish Consumer Insurance Contracts Act 2019 will commence in just six weeks. However, some of the most significant changes have been delayed until September 2021.

IrelandCorporate/Commercial Law
Tara Cosgrove
Tara Cosgrove
Martin Browne
Martin Browne
Sean O'Halloran
Sean O'Halloran

Majority of provisions to commence 1 September 2020 with some monumental changes delayed to September 2021.

It has been revealed that the Consumer Insurance Contracts Act 2019 (the "Act") will commence shortly. In response to a parliamentary question from sponsor of the legislation, Pearse Doherty TD. The Minister for Finance confirmed Thursday that he intends for most of the provisions of the Act to begin 1 September 2020, but certain more significant changes will be delayed for 12 months.

No ministerial order has been published formally setting out the commencement, but we expect same will be signed presently.

Background and Scope

Designed to address a perceived imbalance in favour of insurers and to change the unique treatment of insurance in contract law, the Act introduces significant changes both to how consumer insurance contracts are created (particularly in relation to the insured's duty to disclose) and in what way disputes will be handled.

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