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ARTICLE · 05 SEPTEMBER 2025

Indian Insurance Companies (Foreign Investment) Amendment Rules, 2025

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The Department of Financial Services, Ministry of Finance has published a draft of the Indian Insurance Companies (Foreign Investment) Amendment Rules, 2025 on August 29, 2025, to amend the Indian Insurance Companies (Foreign Investment) Rules, 2015.

IndiaInsurance
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The Department of Financial Services, Ministry of Finance has published a draft of the Indian Insurance Companies (Foreign Investment) Amendment Rules, 2025 ('Draft Amendment') on August 29, 2025, to amend the Indian Insurance Companies (Foreign Investment) Rules, 2015 ('Foreign Investment Rules').

In furtherance of the announcement during the Budget Session of the Parliament in February 2025, the Draft Amendment facilitates 100% foreign investment in the insurance sector under the automatic route and aims to ease the conditionalities applicable to insurance companies in India having foreign investment. The key features of the Draft Amendment are:

  1. Foreign Investment Proposals: The Draft Amendment provides that the foreign investment threshold will be as stipulated under the Insurance Act, 1938 ('Act') (replacing the 74% threshold previously provided in the Foreign Investment Rules). The Act has already been amended to permit foreign investment up to 100% in

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