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ARTICLE · 06 JANUARY 2026

AKP Banking & Finance Digest January 05, 2026

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We are delighted to share this week's AKP Banking & Finance Weekly Digest. Please feel free to write to us with your feedback at [email protected].

IndiaFinance and Banking
Anuroop Omkar
Anuroop Omkar

We are delighted to share this week's AKP Banking & Finance Weekly Digest. Please feel free to write to us with your feedback at [email protected].

1. Regulatory Updates

1.1. India

Reserve Bank of India (RBI)

1.1.1. RBI releases Report on Trend and Progress of Banking in India 2024–25

Reserve Bank of India ("RBI") released the Report on Trend and Progress of Banking in India 2024–25 covering performance of commercial banks, co-operative banks and non-banking financial institutions during 2024–25 and 2025–26 so far. It notes that scheduled commercial banks (SCBs) remained resilient with double-digit balance sheet expansion, though deposit and credit growth moderated from the previous year, while the capital to risk-weighted assets ratio stood at 17.4 per cent (seventeen point four per cent) at end-March 2025 and 17.2 per cent (seventeen point two per cent) at end-September 2025. Asset quality strengthened further with the gross non-performing assets

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