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ARTICLE · 12 JUNE 2025

Will No Fault Affect My Current Claim?

Watson Goepel LLP
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Justin Kiedrzyn and Janet De Vita explain what the upcoming changes to Alberta's car insurance system could mean for you, especially if you've been in an accident.

CanadaLitigation, Mediation & Arbitration
Justin Kiedrzyn
Justin Kiedrzyn
Janet De Vita
Janet De Vita
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Justin Kiedrzyn and Janet De Vita explain what the upcoming changes to Alberta's car insurance system could mean for you, especially if you've been in an accident.

On November 21, 2024, the Government of Alberta announced that it will introduce a new "Care First" car insurance system, set to take effect on January 1, 2027. This system will operate under a "no-fault" model and be administered by private insurance providers.

What if I already have an ongoing claim?

The new system will not come into effect until January 1, 2027. As a result, all existing claims and any new claims arising before December 31, 2026, will remain unaffected.

Will these changes impact my current medical treatment?

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