Introduction
In 2025, the Canadian structured finance and securitization
market demonstrated resilience amid ongoing global economic
uncertainty. Consumer assets, including credit card receivables,
new and used auto loans and leases, residential mortgages, and home
equity lines of credit, continued to account for the majority of
Canadian securitization activity. Investor appetite remained
strong, supported by stable credit performance and low default
rates. Overall, the sector maintained its reputation for
transparency and robust risk management.
Our Firm's industry-leading national structured finance
practice played a central role in many notable Canadian
transactions throughout the year. As we reflect on a dynamic
period, the following is a review of Canadian structured finance
activity in 2025, together with key legal and regulatory
developments of interest.
