The Office of the Superintendent of Financial Institutions (OSFI) published its third quarterly release of the year on September 10, 2026, noting that the targeted adjustments made to its guidance were made with a view to supporting a resilient and competitive Canadian financial system.
Increasing Resilience Through Capital Requirements
Capital Adequacy Requirements (CAR) Guideline (2027)
OSFI has published the final CAR Guideline, which will take effect on November 1, 2026. The CAR Guideline reflects feedback received during the consultation OSFI launched in November 2025 to improve the clarity and consistency of capital requirements and their application, better align capital requirements with underlying risks and reduce regulatory burden where possible.