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ARTICLE · 26 MAY 2016

Competition Bureau To Study Fintech Market

McCarthy Tétrault
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The announcement cites a report indicating that Canada appears to be lagging other countries in adoption of fintech as one of the reasons for deciding to study the financial services industry.

CanadaAntitrust/Competition Law
Ana Badour
Ana Badour
Diego Beltran
Diego Beltran
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The Competition Bureau announced on May 19, 2016 that it will launch a market study focused on how innovation in the fintech sector is impacting consumers and businesses, with the results intended to be published in the spring of 2017, seeking to determine whether there is a need for "regulatory reform to promote greater competition while maintaining consumer confidence in the sector."

The announcement cites a report indicating that Canada appears to be lagging other countries in adoption of fintech as one of the reasons for deciding to study the financial services industry.

The study "will examine peer to peer banking, e wallets, mobile wallets, mobile payments, crowdfunding and online based financial advisory services [or robo-advisors]" and, according to the Bureau, will help it advise regulators and other authorities on how to ensure innovation and competition in the sector is not impeded. Blockchain technology is not part of the study as it is not considered

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