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ARTICLE · 27 MARCH 2026

Payday super is coming. Employers should be preparing now

Gilchrist Connell
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The changes also have implications for employment practices liability / management liability insurers, and insurers providing tax audit cover. Insurers may wish to consider how current policy wordings operate in relation to claims arising from payday super breaches.

AustraliaEmployment and HR
Joel Zyngier
Joel Zyngier
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From 1 July 2026, the way employers meet their superannuation guarantee obligations will change fundamentally. It is not simply a timing change.

The long-standing quarterly payment model will be replaced by the new 'payday super'regime, which requires superannuation contributions to be paid in line with employees'pay cycles. For many employers, this will not change how much super is paid, but it will materially change when it must be paid and how payroll and compliance processes operate.

The changes also have implications for employment practices liability / management liability insurers, and insurers providing tax audit cover. Insurers may wish to consider how current policy wordings operate in relation to claims arising from payday super breaches.

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