Recourse To A Decision-support System Based On Artificial Intelligence: Who Bears Legal Liability?

AI agents no longer merely recommend purchases — they are beginning to select merchants, conclude transactions and pay, within mandates their users define in advance. For Swiss banks and fintechs, this shifts the legal question from whether an institution may deploy an autonomous agent to whether a customer can validly authorise today a payment whose amount, counterparty and timing will only be determined tomorrow. The payment mandate, not the individual payment instruction, becomes the decisive legal control point.

Louis Burrus is a legal professional featured in the lawyer directory at SW Legal. His profile provides access to his professional background, areas of practice, and contact information for those seeking legal representation or consultation.

Les outils d’intelligence artificielle (IA) sont de plus en plus utilisés dans le cadre des enquêtes internes menées par les entreprises. L’IA accélère la revue des documents, détecte des schémas, extrait les informations pertinentes et génère rapidement des comptes rendus d’entretiens structurés. Ces gains sont particulièrement importants dans les enquêtes complexes et multi juridictionnelles.

Künstliche Intelligenz (KI) wird zunehmend bei unterneh mensinternen Untersuchungen eingesetzt. KI beschleu nigt die Dokumentenanalyse, erkennt Muster in grossen Datenmengen, extrahiert relevante Informationen und erstellt strukturierte Gesprächsprotokolle. Diese Vorteile sind insbesondere bei komplexen, grenzüberschreitenden Untersuchungen mit umfangreichen Datenbeständen von erheblicher Bedeutung.

Your medical-device programme appears to be progressing. Regulatory and Quality are advancing the pathway. Product is moving forward. Commercial teams are preparing for customers. Management has a launch date. And still, one unresolved AI, data or cybersecurity issue can affect the next milestone. This is particularly dangerous because the problem is often not visible within any single workstream. It sits between them.

A fundamental mistake in MedTech is to treat AI as another software project. It is not. An AI-enabled medical product can involve product safety, clinical performance, quality management, data protection, cybersecurity and AI regulation at the same time.

At first, the AI question seems simple: Which tool should we use? But once AI moves from demonstration to deployment, selecting the technology is often the easier part.

AI adoption rarely starts with a formal strategy. It starts with a team testing a new tool. An employee using an AI assistant. A vendor adding AI functionality to an existing platform. Or a department discovering a faster way to summarise, classify or analyse information.

Switzerland has spent the past decade building one of the world's most advanced legal environments for financial technology. The very features that attract fintech and blockchain ventures – early regulatory clarity, the DLT framework, a dense financial infrastructure and a strongly international client base – are now generating a steady stream of disputes of considerable legal and technical complexity. Such disputes arise from payment services, digital banking, lending platforms, crypto-assets and custody arrangements, outsourcing relationships, cybersecurity incidents and regulatory enforcement.

Switzerland's new legal framework for automated driving, effective March 2025, permits motorway pilots, driverless vehicles, and automated parking. This comprehensive analysis examines the regulatory landscape, technical requirements, liability allocation, and cybersecurity obligations that companies, investors, and mobility providers must navigate as self-driving technology transitions from concept to reality on Swiss roads.

Switzerland remains a leading destination for international arbitration, offering a stable legal framework, experienced practitioners and a well-established, arbitration-friendly approach.

Looking for legal advice, business solutions, or general inquiries? Bär & Karrer's Zurich office provides comprehensive assistance across various practice areas. Connect with their experienced team through multiple contact channels to discuss your specific needs.

Andrea Ziswiler and Rocco Rigozzi provide an insightful overview of the upcoming amendments to the Swiss Anti-Money Laundering Act (AMLA) which will take effect later this year. The changes will bring lawyers and notaries under the scope of the Anti-Money Laundering Act for certain advisory activities. Discover the key compliance obligations and the exceptions that may apply, and its impact on the legal profession.

On 26 August 2026, the Swiss Federal Council opened a consultation on a partial revision of the Land Register Ordinance. This aims to clarify and harmonise the rules governing the transfer of Swiss real estate in connection with international estates.

Bär & Karrer is a leading Swiss law firm offering comprehensive legal advice and business solutions. Contact their Zurich office for expert assistance with your legal matters and general inquiries.

All of the standard transaction strategies to acquire portfolio companies are commonly used in Switzerland. We assume that regular leveraged buyouts have accounted for the majority of the transactions in recent years. In 2025, the total deal volume in the private equity sector remained stable...

The Federal Commercial Registry has issued important clarifications on capital increases from freely disposable equity under Swiss law. This briefing examines the legal requirements, corporate procedures, and tax implications of converting existing equity into share capital, with particular focus on companies subject to limited audits or those that have opted out of auditing requirements.

Medbase AG, part of the Migros Group and a leading Swiss healthcare provider with a nationwide network of medical centres and pharmacies, has acquired a majority stake in the Ardentis Group, one of the leading providers of dental services in French-speaking Switzerland. The transaction strengthens Medbase’s position in the Swiss healthcare market and combines its nationwide healthcare platform with Ardentis’s established presence in the dental sector.

Bär & Karrer is a leading Swiss law firm offering comprehensive legal advice and business solutions. Contact their Zurich office for expert assistance with your legal matters and general inquiries.

Common forms of security over real estate are mortgage certificate security transfers and land charges (Grundpfandverschreibungen).