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ARTICLE · 04 AUGUST 2025

Solving For The Middle-income Housing Gap

Ballard Spahr LLP
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Workforce housing (also referred to as middle-income or essential housing) is becoming a central focus for communities across the country.

United StatesReal Estate and Construction
Kimberly D. Magrini
Kimberly D. Magrini
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This article is part of the 2025 Mid-Year Housing Industry Update. Click here to read the full newsletter.

Workforce housing (also referred to as middle-income or essential housing) is becoming a central focus for communities across the country. Whether you're a city, town, village, housing authority, developer, or part of the workforce, providing or finding a safe, habitable, and affordable place to live is a paramount concern.

The industry is increasingly focused on finding innovative, practical solutions to support individuals and families earning between 60% and 120% of the area median income (AMI), particularly in high-cost regions like resort towns or major metropolitan areas, where wage growth fails to keep pace with the rising cost of living.

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