ArticleOSHA COVID-19 ETS Effective ImmediatelyOSHA's COVID-19 Emergency Temporary Standard (ETS) has been published in the Federal Register, and becomes effective today. United StatesEmployment and HRBallard Spahr LLP
ArticleHUD Extends Foreclosure And Eviction MoratoriumsIn Mortgagee Letter 2020-43, dated January 21, 2021, the U.S. Department of Housing and Urban Development (HUD) extended the foreclosure and eviction moratoriums for FHA insured single-family loans from February 28, 2021 to March 31, 2021.United StatesFinance and BankingBallard Spahr LLP
ArticleNMLS Ombudsman Virtual Meeting SummaryNMLS Ombudsman Virtual Meeting Summary.United StatesFinance and BankingBallard Spahr LLP
ArticleCongress Extends National Flood Insurance Program For One YearWithout the extension, the NFIP would have expired on September 30, 2020.United StatesInsuranceBallard Spahr LLP
ArticlePodcast: A Look At The CFPB's Section 1033 Rulemaking To Provide Consumer Access To Financial InformationOur discussion looks at the CFPB's rulemaking activities before issuing its Advance Notice of Proposed Rulemaking, the ANPR's focus points, and differences from the California Consumer Privacy Act. United StatesConsumer ProtectionBallard Spahr LLP
ArticleA Conversation With Molly Shepard, President Of The Leader's EdgeA Conversation with Molly Shepard, President of The Leader's Edge.United StatesCorporate/Commercial LawBallard Spahr LLP
ArticleA Discussion On The New SEC Disclosure RulesA Discussion on the New SEC Disclosure Rules.United StatesCorporate/Commercial LawBallard Spahr LLP
ArticleComment Period On NMLS Modernization Initiative Due May 31The deadline to comment on the NMLS Modernization Networked Licensing Model, Licensing Requirements Framework, Core Requirements & Identify Verification Proposal is Monday, May 31.United StatesCorporate/Commercial LawBallard Spahr LLP
ArticleMergers And Acquisitions – Preparing To Be A Buyer (Podcast)Kenneth R. Haglund, co-leader of Ballard Spahr's Mergers and Acquisitions Group, and Beau Hurtig, counsel in the group, were guests on Remedy Consulting's ...United StatesCorporate/Commercial LawBallard Spahr LLP
ArticleThis Week's Podcast: A Discussion Of Recent Developments Involving Credit Reporting, With Special Guest Eric Ellman, Senior Vice President For Public Policy And Legal Affairs, Consumer Data Industry AssociationA Discussion Of Recent Developments Involving Credit Reporting, With Special Guest Eric Ellman, Senior Vice President For Public Policy And Legal Affairs, Consumer Data Industry Association.United StatesCorporate/Commercial LawBallard Spahr LLP
ArticleU.S. Supreme Court Declines Cert In Fourth Circuit Transgender Student CaseLast week the Supreme Court denied certiorari in Grimm v. Gloucester County School Board, a case involving transgendered students and schools' discriminatory bathroom usage policies. United StatesEmployment and HRBallard Spahr LLP
ArticleA Close Look At The OCC's "True Lender" ProposalAfter reviewing the legal foundation for federal preemption of state law limits on interest, we discuss the OCC's proposed approach for determining when a bank is the "true lender" in programs with non-bank agents, ...United StatesFinance and BankingBallard Spahr LLP
ArticleAfter Vought's Exit Will CFPB Return To Normal?Alan S. Kaplinsky discusses Brian Johnson's nomination to lead the Consumer Financial Protection Bureau on the Banking With Interest podcast. What changes might banks and financial services organizations anticipate if Johnson receives confirmation? Kaplinsky, a key figure in consumer financial services law, offers his expert perspective on the potential implications for the industry. United StatesFinance and BankingBallard Spahr LLP
ArticleArkansas Amends Mortgage Licensing Provisions On MLO Remote Work And Notification RequirementsThe amendments are effective on August 2, 2021.United StatesFinance and BankingBallard Spahr LLP
ArticleCFPB Recruiting Enforcement Attorneys From Other Federal AgenciesThe position is described as a detail for 6 months, with a possible option to extend, in which the attorney would keep his or her position of record at the other agency while serving on the detail.United StatesFinance and BankingBallard Spahr LLP
ArticleCSBS Seeks Comment On MSB Business-Specific Requirements ProposalThe Conference of State Bank Supervisors (CSBS) is inviting comment on the NMLS Modernization MSB Business-Specific Requirements Proposal.United StatesFinance and BankingBallard Spahr LLP
ArticleFannie Mae And Freddie Mac Extend Origination Flexibilities Due To Covid-19The flexibilities relate to alternative appraisals on purchase and rate and term refinance loans.United StatesFinance and BankingBallard Spahr LLP
ArticleRumor Has It That Publication Of The CFPB's Final Collection Rules Is ImminentWhile the CFPB has maintained for over a year that the final rules will be published by the end of October, it appears that we may not have to wait that long.United StatesFinance and BankingBallard Spahr LLP
ArticleWashington Amends MLO Licensing Provisions To Allow Remote WorkThe amendments are effective on July 25, 2021.United StatesFinance and BankingBallard Spahr LLP
ArticleVA Extends COVID-19 Foreclosure And Eviction MoratoriumThe U.S. Department of Veterans Affairs (VA) extended the eviction and foreclosure moratorium for properties secured by VA guaranteed loans from December 31, 2020...United StatesReal Estate and ConstructionBallard Spahr LLP