Originally published in FDCC Quarterly, Fall 2001
From Parade Magazine to the Center for Disease Control Website, the level of publicity and concern about health risks associated with molds in homes, apartments and public buildings is on the rise. As is often the case, insurers find themselves at the forefront of these difficult problems, educating their claims professionals in all the particulars of identifying and addressing mold infestations. For property insurers, these infestations present special challenges. Apart from the significant coverage questions and debate relating to appropriate remediation that mold and "sick building" claims present, responsible property insurers must also ask themselves what information, if any, they should disclose to the occupants of the buildings they insure about mold-associated health risks.
