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ARTICLE · 12 JULY 2023

Supreme Court Strikes Down Biden Student Loan Forgiveness. What's Next?

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On August 24, 2022, President Biden announced a plan to provide "Student Loan Relief for Borrowers Who Need it Most," citing the Department of Education's authority under the Higher...

United StatesLitigation, Mediation & Arbitration
Amy Budner Smith
Amy Budner Smith
Amy Davenport
Amy Davenport
Bobby McMillin
Bobby McMillin
Ebony Slaughter-Johnson
Ebony Slaughter-Johnson
Taylor Cazeault
Taylor Cazeault
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On August 24, 2022, President Biden announced a plan to provide "Student Loan Relief for Borrowers Who Need it Most," citing the Department of Education's authority under the Higher Education Relief Opportunities for Students Act of 2003 (HEROES Act). In addition to promising fixes to the broader federal student loan system and again extending the pause on federal student loan payments, the plan included targeted student debt relief. Borrowers earning less than $125,000 per year ($250,000 for households) could apply for up to $10,000 in debt cancellation. Pell Grant recipients could apply for up to $20,000 in debt cancellation. Additional details followed, and the official borrower application was released in October 2022. The Department of Education set an initial application deadline of December 2023, but it encouraged borrowers to apply as early as possible. Approximately 26 million applications rolled in before the Department of Education halted the program due to

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