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ARTICLE · 22 JANUARY 2021

A Housing Policy Wish List Under A Biden/Harris Administration

Davis+Gilbert LLP
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2020 (and, by the looks of it, 2021) has taught us that predicting the future is no longer merely a fool's errand as not even Nostradamus would find success in the prognostication business these days.

United StatesGovernment, Public Sector
Joseph Cioffi
Joseph Cioffi
Adam M. Levy
Adam M. Levy
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2020 (and, by the looks of it, 2021) has taught us that predicting the future is no longer merely a fool's errand as not even Nostradamus would find success in the prognostication business these days. Yet, as we said in our similar post on the subprime auto industry, we can't let the uncertainty of the times prevent us from preparing for what may lie ahead in policy and programs from the Biden/Harris administration related to housing and residential mortgage lending and servicing.

Clues in the Transition

Biden's transition team largely consists of consumer-centric housing experts, including former Obama-era housing officials, who are expected to have long-term roles within the administration. Now that Congress is blue, Biden's housing team will likely lean progressive, as the administration will have an easier time with key appointments than it would have under a Republican-controlled Senate.

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