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ARTICLE · 21 MAY 2026

Mortgage Banking Update - May 21, 2026

Ballard Spahr LLP
Ballard Spahr LLP
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Ballard Spahr LLP

Ballard Spahr LLP

Ballard Spahr LLP, an AmLaw 100 law firm with 19 US offices, serves clients in more than 50...

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Explore the latest developments in mortgage banking and consumer finance, including the CFPB's sweeping ECOA rule changes, federal preemption battles over state mortgage escrow laws, and emerging AI governance frameworks. This comprehensive update examines critical regulatory shifts affecting lenders, from disparate impact elimination to interchange fee litigation and state-level consumer protection initiatives.

United StatesFinance and Banking
Ballard Spahr LLP
Ballard Spahr LLP
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May 21 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys. In this issue, our lawyers examine a secondary ticketing website’s settlement for failing to disclose full ticket prices, the California Governor’s appointment of former CFPB Director to lead a new regulatory super agency, the OCC’s finalized rules on preemption of state mortgage interest-on-escrow laws, and other notable updates.

Podcast Episode: The White House AI Framework — Ambition, Preemption, and Uncertainty Ahead

In the episode of Consumer Finance Monitor Podcast, we explore the White House’s National Policy Framework for Artificial Intelligence published on March 20, 2026. This new framework represents the Administration’s most concrete attempt yet to shape the future of AI governance in the United States. While it does not carry the force of law, it offers a revealing look at the policy direction the Administration hopes Congress will

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