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ARTICLE · 20 FEBRUARY 2026

New York State Secure Choice Savings Program Deadlines Are Coming

Pryor Cashman LLP
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The New York State Secure Choice Savings Program ("New York Secure Choice") is a state‑facilitated retirement savings program designed to expand access to retirement savings

United StatesEmployment and HR
Shane Stroud
Shane Stroud
Ronald Shechtman
Ronald Shechtman
Matthew O. Young
Matthew O. Young
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The New York State Secure Choice Savings Program ("New York Secure Choice") is a state‑facilitated retirement savings program designed to expand access to retirement savings for private‑sector employees who do not have a workplace retirement plan. The program allows eligible workers to save for retirement through automatic payroll deductions into individual Roth IRAs that they own and control.

Compliance Deadlines

New York Secure Choice officially launched in October 2025, with mandatory employer registration and exemption certification deadlines rolling out in 2026, staggered by employer size. Employers receive notice from New York State but may proactively register.

For employers with 30 or more New York-based employees, the deadline for compliance with these requirements is March 18, 2026. For employers with between 15 to 29 New York-based employees, the deadline for compliance is May 15, 2026. For employers with between 10 to 14 New York-based employees,

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