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ARTICLE · 16 JANUARY 2015

UDAAP Council Weekly UDAAP Standards Report - 1/14/2015

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Every week, courts around the United States issue decisions addressing aspects of civil UDAAP claims.

United StatesConsumer Protection
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Every week, courts around the United States issue decisions addressing aspects of civil UDAAP claims.

In an effort to illuminate the UDAAP standards, below is a sampling of some of this week's UDAAP decisions on the meaning of unfair, deceptive, and abusive.

Deceptive

  • A mortgage lender was entitled to judgment in its favor on borrowers' claims that it engaged in deceptive practices in violation of Nevada's Deceptive Trade Practices Act. The borrowers' allegations that the lender failed to disclose deferred interest and negative amortization of their adjustable rate mortgage loan failed given provisions in the loan documents disclosing the potential for such charges. Tennier v. Wells Fargo Bank, N.A., United States District Court for the District of Nevada.

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