Effective, July 1, 2015, Georgia HB 328 creates protections to
consumers similar to those found in the federal Fair Credit
Reporting Act (FCRA).
Specifically, the law amends Part 2 of Article 15 of Chapter 1
of Title 10 of the Official Code of Georgia Annotated, the
"Fair Business Practices Act of 1975," by adding a new
Code section to read in part as follows:
- (b) A consumer reporting agency which furnishes a consumer
report for employment purposes and which for that purpose compiles
and reports items of information on consumers which are matters of
public record and are likely to have an adverse effect upon a
consumer's ability to obtain employment shall: (1) At the time
such public record information is reported to the user of such
consumer report, notify the consumer of the fact that public record
information is being reported by the consumer reporting agency,
together with the name and address of the person to whom such
information is being reported; or (2)
