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ARTICLE · 10 JULY 2026

CFPB Seeks Comment On Changes To Mortgage Disclosure And Rescission Requirements

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On July 9, the CFPB issued a Request for Information seeking public input on potential changes to mortgage disclosure and rescission requirements under the Truth in Lending Act and the Real Estate Settlement...

United StatesConsumer Protection
A.J. Dhaliwal
A.J. Dhaliwal
Mehul Madia
Mehul Madia
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On July 9, the CFPB issued a Request for Information seeking public input on potential changes to mortgage disclosure and rescission requirements under the Truth in Lending Act and the Real Estate Settlement Procedures Act. The CFPB is considering whether revisions to the TRID Rule, the right of rescission, and reverse mortgage disclosures could reduce regulatory burdens and expand access to mortgage credit. Comments are due August 10, 2026.

The RFI implements portions of a March 2026 executive order (previously discussed here) directing the CFPB to consider changes to federal mortgage rules, particularly those affecting smaller banks. The CFPB is requesting data on whether existing requirements increase costs, delay closings, or otherwise affect credit availability. Specifically, the RFI seeks comment on:

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