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ARTICLE · 13 OCTOBER 2026

Understanding Cross-border Asset-based Lending

HCR Law
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Steven Geerlings shares insights from his extensive international career in asset-based lending, spanning work across the UK, Netherlands, Belgium, and Germany. Drawing on experience managing multi-billion euro transactions for Deutsche Bank and navigating complex cross-border finance structures, he explores the operational and legal challenges that arise when lending against assets across multiple European jurisdictions. The discussion reveals how evolving regulations and practical expertise are reshaping

United KingdomFinance and Banking
Steven Geerlings
Steven Geerlings

Following the recent arrival of Steven Geerlings to HCR Law’s Banking and Finance team, we spoke to him about his international career in asset-based lending, the challenges of cross-border finance and the developments shaping the lending market across Europe.

How has your career taken you across Europe?

Besides my time in private practice, working from London for more than 20 years in asset-based lending (ABL), I have worked in the Netherlands, both in-house and in private practice, in Belgium on banking regulations at the European Commission and in Germany managing a finance business for Deutsche Bank and GE Capital.

I started my career in academia as a financial regulation research fellow at the University of Bologna. During the first 10 years of my career, I worked predominantly in capital markets and structured finance. I moved into ABL when I helped establish the business for Deutsche Bank with expats from the US and Canada.

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